JANA ADAMS & ASSOCIATESLPT Realty · Future Home Loans
Free First-Time Home Buyer Webinar

Don't wait until you're 47 to buy your first home

A free online class for Sonoma County buyers with Realtor Faith Adams and Lender Tim Finn. Learn your real budget, the programs you may qualify for, and how to avoid the mistakes that cost first-time buyers the most.

Date TBA
Time TBA
Live on Zoom · Free
47The age by which most Californians become homeowners. We'll show you how to get there sooner.Source: Public Policy Institute of California, via LAist

Save your free seat

Your Zoom link comes by email. Phone is optional, for a text reminder.

Add it to your calendar

What we'll cover

Your roadmap to buying in Sonoma County

01

Know your real budget

What you can comfortably afford, not just what a lender will approve.

02

Find your programs

Down payment assistance programs you may qualify for, plus conventional and FHA options.

03

Understand the process

The buying process start to finish, and what you'll pay at closing.

04

Avoid costly mistakes

The 5 most costly first-time buyer mistakes, and how to skip them.

05

Leave with a plan

A clear, personal next step, whether you're ready now or a few years out.

No pressure. Buying isn't for everyone, and that's okay. This is about knowing your real options so you can decide on purpose.
Your hosts

Meet Faith & Tim

Faith Adams, Realtor

Faith Adams

Your Realtor®
Jana Adams and Associates, powered by LPT Realty · DRE #02234049

Faith grew up in Sonoma County and knows these neighborhoods the way only a local can. She bought her first home here at 20, so she remembers exactly how overwhelming it felt. Now she helps first-time buyers do the same, with honesty, patience, and zero pressure.

"I won't push you toward a home that isn't right. I'll help you find the one that is."
Tim Finn, Mortgage Broker

Tim Finn

Your Lender
Mortgage Broker · Future Home Loans · NMLS #187322 · 17+ years lending · MBA in Finance

Tim has helped hundreds of first-time buyers go from pre-approval to closing. As a local mortgage broker, he helps buyers understand their options, including conventional, FHA, and down payment assistance programs.

"My goal is to make the mortgage process simple, answer your questions honestly, and help you find a payment you're comfortable with."
★★★★★

"As first time homebuyers, my husband and I had no idea what we were doing. Luckily we had Tim to help us with all of our needs. If you're looking for someone knowledgeable and super helpful to make this as easy and less stressful of a process as can possibly be, go with Tim!"

Kristen Cobb · Zillow review
★★★★★

"As a first-time homebuyer, I was prepared for things to be overwhelming, but your expertise and responsiveness made everything incredibly smooth and stress-free."

Grant Kettering · Zillow review
Questions

Quick Q&A

Is it really free?

Yes. There's no cost and no obligation.

Where is it held?

Online, on Zoom. Join from your phone or computer. Your link comes by email after you register.

I'm not ready to buy yet. Should I still come?

Yes. It's for anyone curious about owning a home, whether that's next month or a few years from now.

Do I need great credit or a big down payment?

No. We'll walk through credit, down payment, and assistance programs, including options with less than 20% down.

How much do I really need saved?

Often less than people think. Many programs allow 3–3.5% down, and CalHFA and local Sonoma County programs can help with the down payment. You'll also want to plan for closing costs, typically 2–5% of the price.

Will you cover the local market?

Yes. You'll see real Sonoma County numbers from the MLS, like what a typical 1,300 sq ft home costs in Santa Rosa and what 3-bed homes are for sale under $850K right now.

Can I ask questions?

Yes. Faith and Tim will take live questions at the end.

Do I have to give my phone number?

No. Email is all we need. Add your phone only if you'd like a text reminder the morning of.

What if I can't make it live?

Register anyway. Faith and Tim are happy to follow up one-on-one with anything you missed.

Your first home might be closer than you think

Date TBA · Time TBA · Live on Zoom

Save my free seat
Faith Adams, Realtor® · DRE# 02234049 · 707-289-7002 · [email protected]
Jana Adams and Associates, powered by LPT Realty
Timothy Finn, Mortgage Broker · 631-236-6959 · [email protected]
Future Home Loans · NMLS #187322 | Company NMLS #1621953
Equal Housing Opportunity. This is not a commitment to lend.